Auto Racing

First Automobile in America

• Get preapproved before you even talk to a dealer.
• Know your buying power before visiting the dealership.
• Benefit from competitive fixed and variable auto loan rates.
• Enjoy the best in member service, where people come before profit.

Used Auto Loans

• Save money on the vehicle you already drive.
• Instant online approvals.
• Flexible rate and term options.
• Used auto loan rates priced as low as new car rates.

Auto Refinance Loans

• Save more money while paying off your loan.
• Select a flexible term that fits your life.
• Lower your existing payment and rate.
• Make sure you have the best auto loan available.

Declining Rate Auto Loans

Imagine your interest rate falling each month as you make your vehicle payment. With our new vehicle lending program, your interest rate will decrease with each on-time payment. By financing the purchase of a new vehicle, or refinancing an existing auto car loan, Utah drivers will save even more money each month. Simply submit your on-time payment and watch your interest rate fall.

Product Term APR* * The annual percentage rates listed are our best rates. Your rate may be higher depending on credit history and underwriting criteria. Rates and terms are accurate as of and are subject to change. Auto Loan 5 Years 3.24% Fixed Auto Loan - Declining Rate Auto 5 Years 3.49% Fixed 6 Years 3.49% Fixed 7 Years 4.24% Fixed Auto Loan - (Minimum Loan Amount of $30, 000 Required) 8 Years